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A Power of Attorney holder can depose only about the facts within his personal knowledge, but not about those facts which he himself does not know directly, or the person whom he represents alone knows, says the Supreme court (SC) in Manisha Mahendra Gala v Shalini Bhagwan Avatramani [2024 INSC 293].

Suppression of details regarding the illness suffered by the insurance proposer/assured, the previous treatment administered to him including hospitalization, and so on, which are raised as specific queries in the proposal form of the insurance company are material facts, and in the event of any material suppression or furnishing of false information by the proposer/assured regarding the same, the Insurance Company would be entitled to repudiate the policy, says the Kerala High Court in Life Insurance Corporation v Rosamma Varkey.

The terms illegal and unlawful have slight difference in meanings, as per Oxford English dictionary. But nowadays both terms are often used interchangeably. Something that is Illegal is against the law in force such as illegal immigrants, whereas an unlawful act merely contravenes the rules that apply in a particular context such as an unlawful assembly. The term unlawful often implies an act that is done without lawful justification or authority.

The failure of the State Public Information Officer (SPIO) of a Public Authority to provide information to the applicant within the specified period of 30 days under Section 7 (1) of the Right to Information Act (RTI) shall be deemed to be a refusal of request. The Section 7(1) of the RTI provides for disposal of the request for information within 30 days of the request by either providing it or rejecting the application.

The excess payment of emoluments or allowances made to an employee based on a then-interpretation of a service rule is not recoverable when it was subsequently found to be an erroneous one, the Supreme Court (SC) says in its judgement in Thomas Daniel v State of Kerala.

The Supreme Court (SC) upheld a Bombay High Court judgment which held that doctors and healthcare services are not excluded from the ambit of the Consumer Protection Act 2019, in a Special Leave Petition Medicos Legal Action Group v Union of India delivered on 29 April 2022.

The past service of government employees in statutory corporations, autonomous bodies and government companies cannot be treated as qualifying service for the purpose of Pension and Death cum Retirement Gratuity (DCRG)

A consumer, aggrieved by a consumer dispute, can file a complaint in consumer dispute redressal commission at the district level called District Commission or at the state level called State Commission or at the national level called National Commission, depending on the value of the money involved in the dispute.

An employee who made a false declaration and/or suppressed the material fact of his involvement in a criminal case shall not be entitled to an appointment or to continue in service as a matter of right, says the Supreme Court.

Cash, in the form or coins or currency notes, has been the major form of money used for financial transactions in India. But giving and accepting cash without knowing the restrictions imposed on cash transfers by the Income Tax Act and other statutes may put you in great trouble. This is an attempt to compile some of such restrictions at one place.

Introduction The seminal question whether a beneficiary of an insurance policy, who has not paid any premium to the insurance firm but uses the services under the insurance with the…

The Consumer Protection Act, 2019 replaced the three decade old Consumer Protection Act of 1986. The new act brings in some substantial changes beneficial to the consumer by adding more…